Financial Planning for Young Professionals

Whether you are a few years in or just starting your career, we can help reap the benefits of starting to plan early in your life.

Each situation is different and we design our planning to fit your needs and keep costs reasonable. Below are topics and questions often covered during financial planning for young professionals.

Schedule a free no obligation “get-to-know-you” meeting to discuss your questions.

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Financial Planning Topics for Young Professionals

 

Income Planning
• Do I make enough money?
• Do you fall short each month or come out ahead?
Expense Management
• Do I have enough money in my Emergency Fund?
• Will I have to support my parents as they age?
• Am I spending too much? Can I increase my standard of living?
Tax Planning
• Why are my taxes so high?
• Is there anything I can do to lower my taxes?
• Should I be using a flexible spending or health savings account?
Insurance & Protection
• Is my insurance coverage enough?
• How much life insurance do I need?
• Should I get disability insurance?
• Should I pay for disability with pre-tax or post-tax money?
• Do I really need an umbrella policy?
Investments
• How do I invest?
• How much should I invest?
• Why aren’t my investments making any money?
• What is a good investment strategy?
• What investments should I use in my 401(k)?
• How do I rollover a 401(k) to an IRA?
Education Planning
• When should parents start saving for college?
• What education 529 options are the best?
Retirement
• How much money do I need to retire?
• Where should I be saving for retirement?
• Am I saving enough to retire?
• How long until I can retire?
Estate Planning
• Do I need a will or trust? Both?
• How much life insurance should I have?
• What estate documents do I need?
Employee Benefits
• Which benefits should I use at work?
• How do I get benefits if I’m self-employed?
Debt Management
• Which debts should I pay off first?
• Should I use an income contingent repayment plan for my school loans?
• Can I buy a house and have school loans?
Life Planning
• Are you enjoying life?
• How much to save for next vacation?
• How do I save to start my own business?
• What do I do with my severance package?